Car Insurance in Nashville
Most don’t think about Auto Insurance until there’s an accident!
Many companies try and make you think car insurance just a commodity. You see commercial s that offer “cookie cutter” insurance plans that just sell state minimum coverage or name the price you want to pay. You’re not just buying a can of soda. You’re buying financial security for you and your family. Don’t put yourself and your family at risk.
For example: It’s a sunny day in Nashville and you’re in your auto enjoying the drive. You glance down to change the radio station and don’t notice the light at the intersection changed to red. The next thing you remember is the crash.
You later find out the people in the car had serious injuries. The people you hit will likely suffer and economic loss and will endure pain and suffering because of the accident you caused. Because of the injuries and recovery time, they decide to sue.
How much can they get? Everything you own!
Don’t let this happen to you. An experienced agent can help you find the right coverage at the right price.
6 Parts to Auto Policies
There are 6 parts to an auto policy. The level of coverage should be customized based on your particular needs.
Collision Coverage – Helps pay for damage to your vehicle caused by an accident with another car, a rollover, or a collision with most anything else such as a tree.
Comprehensive Coverage – Pays for damage to your vehicle caused by falling objects, fire, theft, vandalism, hitting a deer and certain other non-collision losses
Property Damage Liability Protection – Typically provides coverage for damages to another’s property.
Bodily Injury Liability Protection – Provides coverage for damages resulting from an accident where others are injured or killed.
Medical Payments – Provides protection for medical expenses incurred as a result of bodily injury sustained by you.
Uninsured/Underinsured Motorist Coverage – Provides coverage if you are injured or killed in an accident caused by a driver who is uninsured or underinsured to cover your damages.
We offer plan that include New Vehicle Replacement, Accident Waivers, Good Driver Bonus, Diminishing Deductible and GAP coverage.
