A home inventory is a detailed record of your possessions. A meticulous inventory of your possessions helps you receive the best possible compensation from your insurance company. Be sure to discuss the difference between replacement and actual cash value with your agent! Your inventory should all major items like jewelry, art, antiques, furniture, appliances, and clothing. Whenever possible, include make, model, date of purchase, and price. Be sure to photograph each room of your house thoroughly. Store your inventory and photos in a safe deposit box or share copies with family members.
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