Faqs

If you plan on riding with a passenger on a regular basis, be sure to discuss your liability options and make sure that you have adequate coverage. If you are not responsible or held liable for [...]

There are several discounts that may be available to motorcycle riders including: Good rider discount: for those who go 60 months without an accident. Transfer discount: for those who transfer [...]

Motorcycle insurance works much like car insurance: you determine your liability limits, select your deductible amounts, and pay a premium for coverage. As with car insurance, companies consider [...]

Yes! We recommend that you discuss the appropriate level of liability with your insurance agent; however, Tennessee’s minimum limits of liability are as follows: $25,000.00 for one injury or [...]

No, a personal umbrella policy does cover personal liability issues that may stem from your business or profession. Nor does your policy cover your possessions, contracts, or intentional criminal acts.

There’s no one-size-fits-all answer to this question. Discuss the value of your assets, income, property, existing financial obligations and risk tolerance with your insurance agent to determine [...]

In today’s litigious environment, an umbrella policy is a good idea not only for individuals with a high net worth, but also for those who are earning a good, steady livelihood. For those with a [...]

An umbrella policy kicks in when the limits of your existing property, car, boat or motorcycle insurance have been exhausted. It’s not at all uncommon for liability lawsuits to result in [...]

Personal umbrella insurance, also known as excess liability insurance, offers extra liability insurance. For example, in the event that your homeowners insurance or auto insurance liability has [...]

While your age and your family history are two of the key considerations in determining the cost of your policy, here are a few suggestions for reducing your premium: If you smoke, quit [...]