Nashville Auto Insurance
As our roads become more congested, affordable car insurance is increasingly important.
Eagle Insurance & Financial is a Nashville insurance company. Auto Insurance protects you from financial loss should an accident or the unexpected happen. Our rates are competitive and our coverage is superior. Enjoy peace of mind and protect your assets with a policy from Eagle Insurance & Financial.
We are based in Nashville, but we offer car insurance all across Tennessee. We’ll help you find affordable coverage that fits your unique needs and financial situation. We care about our clients and are committed to helping you find the right coverage for the right price.
Choosing the right auto insurance can be intimidating. We’ll walk you through the quoting process, finding just the right level of collision and comprehensive coverage; property damage and bodily injury liability protection; medical payments and uninsured/underinsured motorist coverage.
Excellent, cost-effective car insurance will pay for damage to or theft of your car, cover your legal responsibility to others in the event of bodily injury or property damage and finally, cover medical costs for treating injuries, rehabilitation and occasionally lost wages and funeral expenses. Auto insurance is legally required in Tennessee.
Meet Owen O’Malley, Nashville TN’s Trusted Auto Insurance Agent
Having worked in the insurance industry for the past 14 years, I know many local families and am a part of the local community. My unique knowledge and understanding of the people in this community helps me go above and beyond for my 5,000+ customers. I look forward to helping families like yours protect what is most important—their families, homes, cars, and more. I’m also here to help you prepare an effective strategy to achieve your financial goals.
I’m proud to work with a company that has been serving satisfied customers for over 90 years. Customers from all around Tennessee count on outstanding financial strength and superior claims service to help protect what they value most. With Allstate, you really are in good hands. In fact, their outstanding financial strength and superior claims service have earned an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction—that’s something I’m glad to be a part of. Connect with us via phone, email, or online to request an auto insurance Quote!
HOURS: 8:30a-5:30p Monday – Friday
*Saturdays & Evenings by Appointment
OFFICE: 5517 Charlotte Pike, Nashville, TN 37209
Phone: 615.356.4803 | Fax: 615.356.4831
Claims: 800.361.6126 (Available 24 Hours)
Policy Changes: 800.255.7828 (Available 24 Hours)
We have the solution for your car insurance needs!
We also offer plans that include features like New Vehicle Replacement, Accident Waivers, Good Driver Bonuses, Diminishing Deductible and GAP coverage. Not only do we offer competitive auto insurance quotes, but we also offer affordable motorcycle, and ATV quotes tailored to your situation. Learn more about the fundamentals of car insurance!
Why Do I Need Car Insurance? I’ve Never Had an Accident!
Car insurance protects you and others in the event of accident, theft, or damages. Accidents are impossible to predict and your auto insurance policy will cover you financially in the event the unexpected happens! When you get behind the wheel, you’re taking a risk, whether you realize it or not. Even if you’re not at fault, but the other driver doesn’t have adequate insurance, you may still find yourself paying for damages and any resulting medical bills. If you are at fault, you are typically held liable for damages to the other person’s vehicle, medical costs, and potential legal fees.
What’s Included In My Auto Insurance Policy?
Levels of coverage vary from person to person and your agent will help you determine the appropriate level of coverage and deductibles. Policies generally include:
- Liability: If you’re at fault, then your liability will pay for the damages suffered by other parties.
- Collision: If you hit another vehicle or object, collision will pay for damages and repairs to your vehicle.
- Comprehensive: If your vehicle is damaged while parked, a tree falls on your car, or a deer hits you, then comprehensive covers you.
- Medical expenses: If you or a family member is injured as a result of an accident or while riding in someone else’s car, this coverage will pay for associated medical expenses.
- Uninsured/underinsured motorist: Unfortunately, there are many drivers who carry only minimal insurance. This coverage pays for injuries and property damage when the at-fault driver can’t cover the costs.
- Optional roadside assistance: This optional coverage keeps you rolling on all four tires, ensures your batteries hum, and, if needed, provides towing services.
- Optional rental reimbursement: If your car is in the shop for several days and you can’t get by without wheels, rental reimbursement keeps you moving for a very nominal premium.
What Factors Are Considered In Car Insurance Rates?
There are several factors that companies use to determine auto insurance rates. Some key considerations include: the age of your car, estimated annual mileage, your driving record, age, gender, geographic location, credit rating, car safety rating and more. Be sure to ask your agent about good-student and good-driving discounts as well.
If I Rent a Car, Am I Covered By My Insurance?
Typically, if you rent a car in the United States, your car insurance policy will cover you with the same coverage you have shown in your policy declarations page. If you do not have collision and comprehensive coverage, damage to the rental car will not be covered. However, be sure to review your policy before declining additional coverage offered by the rental agency.
How Important is Comprehensive Coverage?
Comprehensive coverage is very important! If your car was damaged in a parking lot, if you are struck by a deer, if a squirrel decides to eat your wiring, or if your car is stolen, comprehensive coverage covers you.
At Eagle Insurance & Financial, we put you in the driver’s seat!
We promise to work closely with you so that you have a clear sense of your needs and options. Enjoy a higher standard of protection and personalized service.
